Urcreditrpairteam

FAQ?

Your credit score comes from your credit report; it is your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score. We make sure the your credit report contains correct information so you’ll have the highest score possible. Through credit counseling, we help build good accounts and our credit repair resad accoueaving you with the highest score possible!

We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.

Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.

Yes! Fill out the form on the website and someone will be in contact with you within 24 hours.

Our Start-up fee is $99.  The monthly fee is $79 per month. Be sure to follow us on social media to learn about any promotions and or discounts available. 

You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.

There are many things that can affect your credit score, but for now let’s go over the main negative and positive factors.

  • Negative- Collections, Charge- offs, Repos, Loans, Delinquent accounts, closed account, Medical Bills and Late Payments.Positive- Long and
  • Positive Credit History, Low Credit Utilization, Positive Trade Lines, On-Time Payments and Paying More Than the Monthly Minimum On Payments.

Each person’s credit report is different and each item on the report holds a different weight. If your score isn’t rising or is declining slowly; the main issue causing this is simply that the weight of the negatives is outweighing the positives. If you have been making your payments on time, but your credit utilization rate is above 30% then you may see a slow increase. If you are to remove any negative items but don’t have much positive credit recorded underneath, then you may experience a small decline in your score or a very small increase. On the other hand, if you remove many negative items and underneath you DO have positive credit, your score will rise 90% of the time!

NO, there are no binding contracts, you are allowed to cancel service at anytime with no questions asked. There is a customer agreement that must be signed. The customer agreement outlines our responsibilities as well as your responsibilities as a customer while receiving credit repair services at Corporate Credit Builder

Your payment history is one of the most important credit scoring factors. Having a long history of paying different types of accounts on time can help you build excellent credit, while missing payments can hurt your credit.

If late payments are hurting your scores, removing late payments from your credit reports may be an option. For example, if a creditor reported you late when you paid on time, you can file a dispute with the credit bureau to get your credit report corrected.

The first step in figuring out how to remove a late payment from a credit report is to review your credit report and now what should and shouldn’t be there.

Anybody who lives in the same household can get the family plan. You do not have to be married.

Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process. their credit score within the first 45 days of signing up for credit repair.  The reason we cannot provide you with an exact time frame because credit scores are based on five factors that impact the actual score, these five factors include, length of credit, types of credit, new credit, payment history and amounts owed.

Every situation is different, but most customers see an increase in their credit score within the first 45 days of signing up for credit repair.  The reason we cannot provide you with an exact time frame because credit scores are based on five factors that impact the actual score, these five factors include, length of credit, types of credit, new credit, payment history and amounts owed.

Because everyone’s reports are unique, scores will range differently each month for each individual. We have had clients with points ranging between 30-90 points each reporting period. It all depends on what is reporting, revolving credit, utilization and other factors. That is why URCREDIT REPAIR TEAM Resources hold your hand every step of the way so that you can get the best results as possible.

We provide each customer with one FREE credit consultation and a free credit review if you have your credit report handy. Book Consultation

Kindly call us or send us an email

OUR REFUND POLICY

MONEY BACK GUARANTEE

We offer a 90-Day Money Back Guarantee on our credit repair service, even with this we do not make any promises or assumptions as to the results of our credit repair work or in regards to your credit score and/or how it may be affected. If we do not manage to update any inaccurate, obsolete, erroneous, incomplete or unverifiable information on your credit reports, you are entitled to a full refund within 90 Days. All you have to do is provide us with a copy of your results.

From there, refunds will be issued between 5-7 business days upon your request. A valid credit card is required for paying accounts. The monthly charge is billed on a monthly basis for services previously rendered and performed and is non-refundable after 90 days of purchase.

Standard Refund Policy

You have 90 calendar days to request a refund from the date of the first initiation. You do not acquire services with any other credit restoration company during the duration of being enrolled with Real Estate Divas LLC dba Corporate Credit Repair Services and Credit Repair Services. Payments are not overdue and all payments due and owing to Corporate Credit Repair Services are current and made upon the payment due date. Refunds are limited to payments made for 90 days of service only. Recent 3-bureau reports must be obtained or furnished to Corporate Credit Repair Services during the time of refund request. To request a refund, please contact us directly via email or phone explaining the reason for the request for a refund. (make this big and bold in red writing)

How Refund are Processed
Once we receive your request and upon approval, a refund is initiated immediately. The way your refund is processed depends on your original payment method: If you paid by credit or debit card, refunds will be sent to the card-issuing bank within five business days of receipt of the returned item. Please contact the card-issuing bank with questions about when the credit will be posted to your account.

"Your Best Credit Is Yet To Come! Open The Door To Better Credit Today!"